Looking for a relaxing day on the water? BlueWater Charter offers a variety of Panama City Florida fishing charters and Santa Rosa Beach fishing charters, providing both inshore fishing and offshore fishing options to suit your needs. Whether you're interested in deep sea fishing Panama City Florida or a more relaxed experience closer to shore, you’ll be able to target exciting species like Cobia, Mahi Mahi, Red Grouper, King Mackerel, Redfish, and Mangrove Snapper. The local waters are known for excellent fishing opportunities, making fishing trips Panama City Florida a great way to enjoy the outdoors. You can try your hand at bottom fishing, trolling fishing, and even deep sea fishing, depending on what you’re hoping to catch. Planning a family-friendly adventure? BlueWater Charter welcomes kids, making it a perfect choice for a memorable outing. Be sure to check if there are child-sized life vests onboard, or bring your own if needed. Packing snacks is also important to keep everyone energized during your fishing trips Panama City Florida. You’ll be fishing aboard a well-equipped 21' Key West center console, designed for comfort and functionality. It accommodates up to four passengers and features downriggers for optimal trolling fishing. With Captain Stephen’s guidance, you can explore both Santa Rosa Beach fishing and deep sea fishing opportunities, depending on the type of adventure you seek. From inshore fishing for Redfish and Speckled Trout to offshore fishing for larger species, there’s something for everyone. Captain Stephen provides all necessary fishing gear, including rods, reels, and lures, with live bait available as well—just ask if you’ll be catching the bait yourself. No need to worry about licenses—Panama City Florida fishing charters with BlueWater cover that for you. However, it’s always a good idea to ask about specific regulations or limited seasons for certain fish. Be prepared for your trip by bringing sunscreen (non-spray), sunglasses, a hat, and plenty of bottled water. Whether you're seeking the thrill of deep sea fishing or prefer a relaxing day of inshore fishing in the beautiful waters of Santa Rosa Beach, BlueWater Charter makes it easy to plan an unforgettable day. Captain Stephen’s years of local experience and knowledge ensure a fantastic day of bottom fishing, trolling fishing, and more. Contact BlueWater Charter today to book your next fishing trip and experience the best Panama City Florida fishing charters has to offer!

Solo Gulf Fishing Made Easy 🎣

Customer Praise That Makes Us Smile ⭐

Family Fishing Fun in PCB 2025 🎣

Hooked on Learning: Kids’ Saltwater Fishing 101 🎣

Spring Break Fishing Fun in PCB!

EPSG:4269

Fishing expedition in FL with 3 fish caught

4 spanish mackerel fish caught while fishing in FL

Four people enjoy a fishing trip in Panama City

A person fishing for a king mackerel in Florida

A great barracuda fish caught while fishing in FL

School of Spanish Mackerel and King Mackerel in FL waters

Don't miss your chance to experience an unforgettable fishing adventure with Captain Stephen Hess! Book your trip today and reel in the excitement of fishing in the beautiful waters of Panama City, Florida!

At Bluewater Charter in Panama City, Florida, Captain Stephen Hess delivers guided fishing trips designed around hospitality, personalization, and flexibility. Unlike many local fishing guides, he offers solo charters as well as family-friendly trips, making him a top choice for first-time anglers and parents introducing kids to saltwater fishing. With a service-first mindset shaped by his years as a Ford service manager, Captain Stephen treats every guest like a friend, ensuring that each fishing trip feels welcoming, comfortable, and never rushed. Whether you’re booking a private 2-, 4-, or 6-hour fishing charter, his focus is always on creating a laid-back experience tailored to seasonal conditions and your preferences—whether that means chasing redfish inshore, targeting grouper offshore, or enjoying the quieter months of late summer and fall for snapper. Specializing in Panama City fishing charters across both inshore and nearshore waters, Bluewater Charter offers everything from light tackle trips for redfish and speckled trout to bottom fishing for snapper and grouper, plus trolling for king mackerel and other pelagic species. With decades of experience fishing the Gulf Coast, Outer Banks, and Tennessee freshwater lakes, Captain Stephen brings a wealth of knowledge and versatility to every outing. His calm, hands-on approach makes him a favorite among beginners, seasoned anglers, and families alike. Conveniently located near Santa Rosa Beach and serving the Emerald Coast, Bluewater Charter combines professional service with local expertise to provide safe, memorable, and customized fishing adventures for anglers of all skill levels.

BlueWater Charter: The Ultimate Fishing Charter Experience from Panama City Florida

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BlueWater Charter: The Ultimate Fishing Charter Experience from Panama City Florida

Captain Stephen Hess has spent a lifetime on the water, blending decades of fishing experience with a strong background in customer service. Growing up fishing the coastal waters of Virginia, the Chesapeake Bay, and the Outer Banks, he developed a deep respect for the ocean and the rhythms of the fish that call it home. Later, he spent over 20 years in Tennessee guiding for trophy striped bass, sharpening his skills in freshwater environments while never losing touch with his saltwater roots. His journey into full-time guiding reflects not only his passion for fishing but also his commitment to creating experiences that feel personal, welcoming, and stress-free. What sets Captain Stephen apart is the way he brings his customer service values into every charter. Before launching Bluewater Charter, he spent nearly two decades as a service manager at Ford, where clear communication and customer satisfaction were at the heart of his work. He carries that same philosophy into guiding by explaining each trip upfront—what species to target, how the conditions look, and what techniques they’ll use—while giving guests the flexibility to choose how the day unfolds. For those who prefer to leave it in his hands, his “Captain’s Choice” approach ensures every trip matches the season, the weather, and the opportunities at hand. Stephen’s move to Panama City came after years of visiting the Gulf Coast and fishing alongside local friends. When the COVID-19 pandemic reshaped his path, he and his wife decided to make the Emerald Coast their permanent home. Today, he’s known not only for his knowledge of inshore and nearshore fisheries but also for his calm, hands-on style that makes anglers of all skill levels feel comfortable. Whether it’s helping kids catch their first saltwater fish, guiding seasoned anglers to a trophy grouper, or simply making the day feel like time spent with a friend, Captain Stephen has built a reputation as a trusted and approachable guide who understands the value of every trip. <h3>Fish in Comfort Aboard a Top-Tier Center Console Boat</h3>Captain Stephen operates a 21-foot Key West center console boat, built in 2023 for peak performance and reliability. Equipped with a 150HP Yamaha engine, this sleek vessel reaches cruising speeds of up to 35 knots, allowing for quick access to prime fishing spots. Designed with both comfort and functionality in mind, the boat accommodates up to four anglers, providing ample space for fishing gear and movement. Whether navigating the inshore flats or venturing into offshore waters, this well-equipped boat ensures a smooth, safe, and enjoyable fishing experience for all.

Meet Captain Stephen Hess of BlueWater Charter

Meet Captain Stephen Hess – Your Expert Fishing Guide

Things To Do

Things To Do In Panama City Florida 

Captains Pick

World-Class 4-Hour Inshore Fishing | Bluewater

Fall Catchfest

Fall Break Fishing: 4-Hour Private Charter

Nearshore Mix

Expert-Guided 6-Hour Nearshore Fishing Adventure

Inshore Chill

Panama City Beach's Premier 4-Hour Inshore Fishing

Bay Bites

Renowned 4-Hour Bay Fishing | Bluewater Charter

Solo Catch

Top-Rated 4-Hour Solo Fishing Trip | Bluewater Charter

Captains Reel

Gulf's Best 5-Hour Private Fishing | Bluewater Charter

Spring Break Reel

Spring Break Fishing: 3-Hour Destin Adventure

Troll n Reel

Premium 4-Hour Nearshore Trolling | Bluewater

Bottom Bonanza

Gulf's Best 4-Hour Nearshore Fishing | Bluewater

Quick Cast Bay

Premier 2-Hour Inshore Fishing on Choctawhatchee Bay

BlueWater Charter

Common Questions: What are the average prices for Panama City Florida fishing charters?Prices for Panama City Florida fishing charters typically range from $375 to $750, depending on the duration and type of trip. Factors like the season and the number of anglers can also influence the cost. What types of fishing trips are available in Panama City?At BlueWater Charter, we offer a variety of fishing trips, including deep sea fishing in Panama City Florida, inshore fishing, and bottom fishing trips tailored to your preferences. How long do fishing trips in Panama City Florida usually last?Fishing trips in Panama City can vary in duration, typically ranging from 2 to 6 hours. Our most popular trips include half-day options (4 hours) for both trolling fishing and offshore fishing. What species can I expect to catch on a deep sea fishing trip?On our deep sea fishing trips, anglers can expect to catch a variety of species, including Mahi Mahi, Snapper, Grouper, and King Mackerel. The specific catch will depend on the time of year and the type of trip chosen. Do you offer Santa Rosa Beach fishing charters?Yes! We provide Santa Rosa Beach fishing charters, allowing you to enjoy the beautiful waters and target species such as Redfish and Speckled Trout while enjoying the stunning scenery. What is included in the price of the fishing trips?Most fishing trips in Panama City Florida include bait, tackle, and fishing licenses. We also provide a knowledgeable captain and a well-equipped boat to ensure a great experience on the water. Is there a difference in pricing between inshore and offshore fishing?Yes, inshore fishing trips are generally more affordable compared to offshore fishing or deep sea fishing trips, as they require less travel time and fuel costs. However, the experience can be equally rewarding! Can I customize my fishing trip?Absolutely! At BlueWater Charter, we offer customizable fishing trips to meet your needs. Whether you’re interested in bottom fishing, trolling fishing, or a mix of different styles, we can tailor the trip to your preferences. What is the best time of year for fishing in Panama City?The best time for fishing trips in Panama City Florida varies by species. Generally, spring and fall offer excellent opportunities for deep sea fishing and bottom fishing, while summer is ideal for trolling fishing for larger species. How do I book a fishing charter with BlueWater Charter?Booking a fishing charter is easy! You can visit our website or contact us directly to inquire about available dates, pricing, and the types of trips we offer, including our Santa Rosa Beach fishing charters and other options. Don't wait—secure your spot today!

Air Fee

Bait Fee

Divemaster Fee

Mate's Fee

Nitrox Fee

Service Fee

State Taxes

Trimix Fee

Cancel before this guide’s cancellation window to get a full refund.

This private 4-hour bay fishing trip is designed for anglers who want to enjoy late afternoon and evening fishing in the calm waters of Panama City. Targeted species include Redfish and Speckled Trout, two of the Gulf’s most popular inshore catches. Using live bait and casting techniques, anglers of all skill levels can take part in this relaxed yet productive trip. The package includes bait, tackle, and fishing licenses, making it an easy choice for visitors looking to enjoy the water. With fishing timed around the cooler evening hours, this trip offers both comfort and action.

Redfish

Sea Trout

Bluewater

4 hrs 

Bay Fishing Charter Panama City Redfish and Sea Trout

Air fee

Nitrox fee

Trimix fee

This 3-hour private fishing trip on Choctawhatchee Bay is tailored for Spring Break, offering anglers the chance to target seasonal species such as Redfish, Sheepshead, and Spanish Mackerel. Guided by Captain Stephen Hess, the trip includes trolling opportunities in the Bay and Pass for fast-paced action when Spanish Mackerel are running. All fishing gear, bait, and licenses are provided, making it easy for guests of any skill level to join in. With a flexible inshore setup, this charter is ideal for families, friends, or anyone looking to enjoy a productive outing during one of the busiest fishing seasons of the year.

Sheepshead

Spanish Mackerel

3.00hour

Inshore Fishing Charter Panama City Redfish and Sheepshead

This 6-hour private fishing charter combines trolling and bottom fishing off the Panama City coast for a versatile day on the water. Depending on the season, trolling targets Spanish Mackerel and King Mackerel during spring and summer, with the possibility of Cobia in the spring migration. Bottom fishing over reefs and wrecks focuses on Snapper, Triggerfish, Amberjack, and additional Cobia when available. Guided by Captain Stephen Hess, the trip is suitable for all skill levels and includes bait, tackle, and fishing licenses. This charter offers anglers a productive way to explore multiple techniques and species within one outing.

Greater Amberjack

King Mackerel

Mahi Mahi or Common Dolphinfish

Red Snapper

6.00hour

Nearshore Fishing Charter Panama City Amberjack Snapper and King Mackerel

This 5-hour private Captain’s Choice fishing trip offers a mix of bottom fishing and nearshore trolling, designed to match the best opportunities during late summer and early fall. Guided by Captain Stephen Hess, the trip targets Greater Amberjack, Triggerfish, and other bottom species while also providing chances to hook King Mackerel, Spanish Mackerel, or Mahi during trolling runs. All bait, tackle, and fishing licenses are included, making it easy for anglers of any skill level to join. With a flexible approach and diverse options, this trip provides an efficient way to enjoy both inshore and nearshore fishing in one outing.

5.00hour

Inshore Fishing Charter Panama City Amberjack and King Mackerel

Bait's fee

Mate's fee

Enjoy a focused 2-hour inshore fishing trip on Choctawhatchee Bay, where you’ll target Redfish, Speckled Trout, and seasonal Spanish Mackerel. This private guided trip is a great option for anglers of all skill levels who want to experience the productive fall bite without committing a full day. Captain Stephen provides all the necessary fishing gear, bait, and licenses, so you can simply show up ready to fish. With flexible departure times and a scenic bay setting, this short charter is perfect for families, beginners, or anyone looking to maximize time on the water.

4.00hour

2.00hour

Inshore Fishing Charter Choctawhatchee Bay Redfish and Trout

This 4-hour private fishing trip is designed specifically for solo anglers who want the full charter experience at a reduced rate. Guided by Captain Stephen Hess, the trip runs inshore or nearshore depending on conditions, with a focus on seasonal species such as Cobia, Greater Amberjack, and other gamefish active in the area. All bait, tackle, and fishing licenses are provided, so you can concentrate on fishing without extra preparation. Suitable for any skill level, this flexible charter offers a personalized approach and the same high-quality experience as a standard private trip, tailored to a single guest.

Cobia

Inshore Fishing Charter Panama City Cobia and Amberjack | Solo Trip

This 4-hour private inshore fishing trip takes you into the calm waters of St. Andrews Bay or Choctawhatchee Bay, where you’ll target Redfish, Bluefish, Speckled Trout, and other seasonal reef species. Designed for all skill levels, this trip offers a relaxed pace with plenty of opportunities to learn techniques or fine-tune your approach. Captain Stephen provides all necessary bait, tackle, and fishing licenses, so you can focus on the experience. With a flexible inshore setup, this trip is well-suited for families, first-time anglers, or those who prefer smooth waters while still enjoying a productive day of fishing along the Gulf Coast.

Bluefish

Inshore Fishing Charter Panama City Redfish and Bluefish

This 4-hour private nearshore fishing trip takes you to productive reefs and wrecks off the coast of Panama City, where you’ll target species such as Snapper, Grouper, Triggerfish, Amberjack, and Cobia depending on the season. With Captain Stephen Hess as your guide, you’ll use proven bottom fishing techniques to maximize success while enjoying a safe and comfortable outing. All bait, tackle, and fishing licenses are included, making the trip accessible for anglers of any skill level. Designed for individuals, families, or small groups, this nearshore charter offers a hands-on fishing experience just a short ride from shore.

Red Grouper

Nearshore Fishing Charter Panama City Snapper and Grouper

This 4-hour private Captain’s Choice fishing trip is designed to match the best bite during your visit to Panama City. Guided by Captain Stephen Hess, the trip focuses on inshore and nearshore waters where seasonal species such as Redfish, Snapper, Grouper, Cobia, and Amberjack are most active. The flexible approach allows the captain to select fishing spots based on current conditions, giving you the best chance at success. All gear, bait, and fishing licenses are provided, making it easy for anglers of all skill levels to participate. This trip offers a balanced mix of productivity and variety for a rewarding day on the water.

Inshore Fishing Charter Panama City Redfish and Grouper

This 4-hour private nearshore trolling trip takes you just off the Panama City coast to target seasonal species such as Spanish Mackerel in early spring and King Mackerel from April through September. Along the way, there’s also the chance to encounter Cobia, Wahoo, or even a Sailfish depending on conditions. Guided by Captain Stephen Hess, the trip is designed for anglers of any skill level who want steady action on the water. All bait, tackle, and licenses are included, and departure times can be adjusted for convenience. This charter provides a focused, productive outing close to shore with opportunities for exciting catches.

Nearshore Fishing Charter Panama City King Mackerel and Cobia

This limited-time fall fishing trip gives anglers extra time on the water at no additional cost. Book a private 4-hour inshore charter in September or October and receive a fifth hour free. Targeted species include Redfish, Sea Trout, and other inshore favorites that are especially active during cooler months. The trip is designed for anglers of all skill levels and includes bait, tackle, and required fishing licenses. With more time to fish, this seasonal offer provides added value and greater opportunity to land quality catches along the Panama City inshore waters.

Contact Us

Bluewater Charter

Phone Number: (615) 796 - 0140

Email: stevekenthess@gmail.com

We're Here to Help You Plan Your Ultimate Panama City, Florida Fishing Trip

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