Bluewater Charter
HomeTrips & RatesGalleryReviewsFishing ReportsTarget SpeciesMeet the Captain

Learn More

My Trips

Panama City Beach's Premier 4-Hour Inshore Fishing

  • Published Date: July 18, 2025
  • Fishing
  • Panama City, Florida
  • $400 - $850 price range
  • Updated Date: September 14, 2025

Summary

Looking for a laid-back fishing trip in Panama City? This 4-hour charter with Captain Stephen is perfect for all skill levels. You'll head out to the calm waters of St. Andrews Bay or Choctawhatchee Bay, where you'll have a shot at catching Redfish, Bluefish, Speckled Trout, and other local species. It's a great option for families or first-timers who want to avoid choppy seas but still reel in some fish. The captain provides everything you need - bait, tackle, and fishing licenses - so you can just show up ready to fish. Whether you're looking to learn the basics or fine-tune your technique, this trip offers plenty of hands-on time. With room for up to 4 guests, it's a fun way to spend a morning or afternoon on the water without venturing too far from shore. You'll get a real taste of Gulf Coast fishing while staying in the protected inshore waters.
Panama City Beach's Premier 4-Hour Inshore Fishing

Inshore Action Shots

previous-image
Angler fishing in Panama City

Four people enjoy a fishing trip in Panama City

Angler with a fishing rod in Florida

A person fishing for a king mackerel in Florida

A fishing trip in Panama City

7 fish caught while fishing in FL

Man fishing in Panama City

Angler fishing in FL

Fishing expedition in FL with 3 fish caught

4 spanish mackerel fish caught while fishing in FL

Angler fishing in Panama City

Four people enjoy a fishing trip in Panama City

Angler with a fishing rod in Florida

A person fishing for a king mackerel in Florida

A fishing trip in Panama City

7 fish caught while fishing in FL

Man fishing in Panama City

Angler fishing in FL

Fishing expedition in FL with 3 fish caught

4 spanish mackerel fish caught while fishing in FL

Angler fishing in Panama City

Four people enjoy a fishing trip in Panama City

Angler with a fishing rod in Florida

A person fishing for a king mackerel in Florida

next-image

Reel in the Action: Panama City Inshore Fishing

Get ready to wet a line in the rich waters of Panama City, Florida! This 4-hour inshore fishing charter is your ticket to some of the best angling the Gulf Coast has to offer. We'll be cruising the calm waters of St. Andrews Bay or Choctawhatchee Bay, where the fish are always biting and the scenery never disappoints. Whether you're a seasoned pro or it's your first time holding a rod, Captain Stephen's got you covered with all the gear, know-how, and local insight you need for a successful day on the water.

What to Expect on the Water

As soon as we push off from the dock, you'll feel the excitement building. The gentle rocking of the boat, the salty breeze in your hair – this is what fishing's all about, folks. We'll be targeting some real crowd-pleasers: Redfish, Bluefish, Speckled Trout, and whatever else is running hot that day. The best part? These inshore waters are smooth sailing, perfect for families or anyone who'd rather skip the deep-sea swells but still wants to hook into some quality fish. Captain Stephen's boat is set up for comfort and efficiency, so you can focus on the important stuff – like reeling in your next big catch!

Techniques That Land the Big Ones

We're not just casting and hoping here – we've got strategies that work. Depending on what's biting, we might be using light tackle for some finesse fishing around grass flats, or maybe we'll chunk some live bait near the oyster beds where the redfish love to hang out. If the blues are running, get ready for some fast-paced action with topwater lures. Don't worry if you're new to this – Captain Stephen's always happy to show you the ropes. He'll have you working a popping cork like a pro in no time, or teach you the subtle art of feeling for that telltale tap-tap on your line. It's all about reading the water, knowing the fish, and having the right tools for the job – and that's exactly what you'll get on this trip.

Top Catches This Season

Let's talk fish, shall we? Panama City's inshore waters are teeming with some real beauties, and each one offers a unique challenge and reward. Here's what you might find on the end of your line:

Spanish Mackerel: These speedsters are a blast to catch. They'll hit hard and run fast, giving your reel a real workout. We usually find them in schools, so when you hook one, get ready for more action. They're at their best in the warmer months, and nothing beats the sight of a Spanish Mackerel leaping out of the water as it tries to throw your hook.

Bluefish: Pound for pound, blues are some of the hardest-fighting fish in these waters. They're aggressive feeders with a mouthful of sharp teeth, so hang on tight when you're reeling one in! We tend to catch more blues in the spring and fall, but they can show up year-round. If you're looking for a fish that'll really test your skills, bluefish are the way to go.

Sheepshead: Don't let their goofy-looking teeth fool you – these striped battlers are smart and strong. They love to hang around structure like pilings and reefs, and they're experts at stealing bait. Catching a big sheepshead is all about finesse and timing. They're most active in the cooler months, and they make for some mighty fine eating if you're looking to take home dinner.

Sea Trout: Also known as speckled trout, these guys are a staple of inshore fishing. They're beautiful fish with spotted sides and a soft mouth that requires a gentle touch when setting the hook. We catch them year-round, but the big ones (we call 'em gator trout) are most active in the cooler months. There's nothing quite like the subtle 'thump' of a trout taking your bait – it's addictive!

Redfish: Ah, the redfish – the crown jewel of inshore fishing for many anglers. These copper-colored beauties can grow to impressive sizes, and they put up one heck of a fight. We target them in the shallows where you can sometimes see them tailing as they root around for crabs. Hooking into a big red in skinny water is an experience you won't forget. They're here all year, but fall is prime time when the bull reds come inshore to spawn.

Why Anglers Keep Coming Back

There's something special about fishing these inshore waters that keeps folks coming back year after year. Maybe it's the thrill of spotting a tailing redfish in the shallows, or the sudden burst of action when you stumble upon a school of bluefish. Could be the way the sun sets over the bay, painting the water in shades of orange and pink as you reel in your last catch of the day. Or maybe it's just the peace and quiet, broken only by the splash of your lure and the buzz of your line as a fish takes off running. Whatever it is, once you've experienced it, you'll be hooked – pun very much intended!

Time to Book Your Spot

Alright, let's cut to the chase – if you're looking for a fishing trip that's got it all, this is it. Four hours of non-stop action in some of the most productive inshore waters you'll find anywhere. Captain Stephen's got the know-how, the gear, and the passion to make sure you have the best day possible on the water. Whether you're bringing the kids for their first fishing adventure, looking to hone your skills, or just want to relax and catch some fish, this trip's got you covered. The fish are out there waiting, folks – all that's missing is you. So why not grab your spot on the boat and come make some memories? Trust me, the only thing you'll regret is not doing it sooner. Let's go fishing!

Learn more about the species

Bluefish

Bluefish are aggressive fighters that'll test your gear and skills. These toothy predators usually range from 3-10 pounds inshore, but can get much bigger offshore. Look for them around bait schools in the bays and along beaches, especially in summer and fall. Bluefish travel in fast-moving schools, slashing through bait with their sharp teeth. They'll hit just about any lure or bait aggressively. Topwater plugs are a blast - the strikes are explosive. Blues have a strong, oily flavor that some folks love. Others prefer to soak fillets in milk before cooking to mellow the taste. One tip: use a wire leader or you'll lose a lot of lures to those teeth. When a school's feeding, the action can be non-stop. Just watch your fingers when unhooking them!

Bluefish

Redfish

Redfish, or red drum, are one of our most popular inshore targets. These copper-colored bruisers typically run 3-10 pounds in the bays, but bull reds over 20 pounds show up in passes and near beaches. Look for them tailing in shallow grass flats or cruising near oyster bars. Fall is prime time as they school up to spawn. Reds are known for their powerful runs and dogged fights. They'll test your drag for sure. Sight fishing for them in clear shallows is a rush - you'll see that signature tail waving as they root for crabs. Their mild, white meat is excellent blackened or on the grill. One local trick: fish around mullet schools. Reds often follow them to pick off crabs and small fish the mullet stir up. It's a great way to find active fish.

Redfish

Sea Trout

Speckled Sea Trout are a staple of our inshore fishing. These spotted beauties typically run 1-3 pounds, but gator trout over 5 pounds aren't uncommon. You'll find them over grass flats and around oyster bars, often in just a few feet of water. Fall and spring are prime seasons as water temps are ideal. Trout are known for their soft mouths, so a gentle hookset is key. They put up a decent fight with head shakes and short runs. The real draw is their willingness to hit artificial lures - topwaters at dawn are hard to beat. Their white, flaky meat is excellent on the grill. One local tip: fish floating grass lines with soft plastics when the tide is moving. Trout love to ambush bait in these areas and you can often catch several from one spot.

Sea Trout

Sheepshead

Sheepshead are one of our craftiest inshore fish. These striped "convict fish" usually run 2-5 pounds but can reach 10+. You'll find them around pilings, jetties, and oyster bars where they use those weird human-like teeth to crunch crabs and barnacles. Spring is prime time as they spawn near passes. Sheepshead are notorious bait stealers, so a sensitive touch is key. Use small hooks with fiddler crabs or oysters and you'll feel the lightest nibbles. When you do, set the hook hard - their mouths are tough. The fight is solid, with strong runs to structure. The white, flaky meat is delicious but cleaning them takes some work. Here's a local trick: scrape some barnacles off pilings to chum them up. Once they start feeding, it's game on!

Sheepshead

Spanish Mackerel

Spanish Mackerel are a blast to catch in our local waters. These sleek, silver fish with yellow spots typically run 1-3 feet long and 2-6 pounds. You'll find them in schools near the surface, often around structures like reefs or wrecks. Spring and fall are prime seasons as they migrate through. Mackerel are known for their lightning-fast runs and acrobatic jumps when hooked. Their oily, flavorful meat is excellent grilled or smoked. To target them, I like to troll small spoons or jigs at a good clip - these fish love to chase fast-moving bait. Keep an eye out for birds diving, that's often a good sign mackerel are feeding nearby. Just be careful of those razor-sharp teeth when unhooking!

Spanish Mackerel

About the Bluewater

Company vehicle

Vehicle Guest Capacity: 4

Manufacturer Name: Yamaha

Maximum Cruising Speed: 40

Number of Engines: 1

Horsepower per Engine: 150

Hop aboard for a laid-back 4-hour inshore fishing adventure in Panama City's picturesque bays. We'll cruise the calm waters of St. Andrews or Choctawhatchee Bay, dropping lines for Redfish, Bluefish, Speckled Trout, and other local favorites. This trip is perfect for anglers of all levels - whether you're a seasoned pro or it's your first time holding a rod. Captain Stephen's got you covered with all the gear, bait, and licenses, so you can just relax and enjoy the experience. It's an ideal outing for families, newbies, or anyone who prefers smooth sailing while still getting plenty of action. With room for up to 4 guests, you'll have space to spread out and soak in the beautiful Gulf Coast scenery. Learn new techniques, polish your skills, or simply kick back and wait for the fish to bite. It's your trip, your way, in one of Florida's prime fishing spots.
Bluewater Charter

Follow Us

Facebook

Navigate

Home

Trips & Rates

Gallery

Reviews

Fishing Reports

Target Species

Meet the Captain

Gift Card

FAQ

Contact Us

FEATURED

Things To Do

Captains Pick

Fall Catchfest

Nearshore Mix

Inshore Chill

Bay Bites

Solo Catch

Captains Reel

Spring Break Reel

Troll n Reel

Bottom Bonanza

Quick Cast Bay

Panama City Florida Fishing Charter

Don't miss your chance to experience an unforgettable fishing adventure with Captain Stephen Hess! Book your trip today and reel in the excitement of fishing in the beautiful waters of Panama City, Florida!

More about Bluewater Charter

© Copyright 2025. All rights reserved.

Powered by Guidesly

Privacy Policy

Sitemap